Courtesy of Caroline Lupini
I have almost 30 credit cards, but I don't carry all of them in my wallet with me on a daily basis.
Instead, I always bring a smaller selection of cards to maximize my most frequent purchases.
I always carry the Chase Sapphire Reserve to earn bonus points on dining and travel, the Chase Freedom Unlimited to earn 1.5% back on non-bonus spending, and the Discover it® Cash Back to maximize its quarterly bonus categories.
Keep reading to learn more about the cards I...
One of Bill de Blasio biggest successes as mayor is his smallest, the IDNYC cards that 1.4 million New Yorkers have in their pockets, providing a secure, free identification document, especially for people who lack others. Since the program started five years ago, 1,446,773 such cards have been
Credit card interest rates are higher than ever, but 8 cards have a lower APR if you need to carry a balance
Crystal Cox/Business Insider
You should always avoid carrying a balance on your credit card, but if you can't pay your statement in full, the annual percentage rate (APR) matters. This determines how much interest you'll pay on your balance.
Credit card APRs are currently among the highest we've seen, but having a good credit score will help in getting offered a lower interest rate, and some cards offer 0% introductory rates.
Cards offering introductory APR offers include the Blue Cash...