What credit scores do lenders use articles
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Equifax Canada testing use of rental payment data for credit scores
TORONTO - Equifax Canada says it's exploring how rent data could factor in to credit scores to help make credit and financial services accessible to more people. The agency says it's been testing small volumes of rental payment data for a while, and has found that including “alternative data” could establish or enhance the credit scores of about five million more Canadians. The federal government recently announced it wants to see rental payment history count toward credit scores. In its...
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Do business credit cards affect your personal credit score?
Ramp explains why it's important to keep your business credit card activity separate from your personal credit.
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8 ways to use credit card points to reward employees
If you’re a small-business owner sitting on thousands of business credit card points, which you’ve earned by paying your company expenses, you may be inclined to put those points back into your business. However, if you have no need to use your own credit card rewards to book personal or business travel and you have …